Master your money with Spendoa
The simplest way to track expenses, visualize your finances, and get AI-powered insights. No bank connections required.
Stop wondering where your money went
No clarity
Checking your bank balance shouldn't feel like a surprise.
Overcomplicated tools
Most apps are either too simple or feel like a full-time accounting job.
Privacy concerns
Linking your bank account to every new app is a security risk.
The Spendoa Way
We focus on manual tracking because it builds awareness. We add AI to turn your data into actionable advice.
- Simple, fast manual entry
- Automated visualizations & charts
- AI insights tailored to your goals
Everything you need, nothing you don't
Focus on what matters: your financial health.
Manual Tracking
Quickly log expenses and income with an interface designed for speed.
Categories & Analytics
See exactly where your money goes with beautiful, easy-to-read charts.
AI Insights
Get personalized recommendations to save more and spend smarter.
Monthly Forecasts
Predict your future balance based on your spending habits.
Privacy First
Your data is yours. We dont sell your information or connect to banks.
PWA Ready
Install Spendoa on your phone and use it like a native app.
How it works
Three simple steps to financial clarity.
Add expenses
Log your daily spending and income in seconds with our optimized input flow.
See analytics
Instantly visualize your spending patterns through intuitive charts and reports.
Get AI insights
Receive personalized recommendations and forecasts to reach your financial goals.
Why Spendoa?
Spendoa is built for those who want to be in control without the complexity. We believe that mindful spending starts with manual awareness.
Lightweight
Fast and minimal design.
Privacy-first
Your data stays with you.
Clarity
Built for understanding.
Fast
Optimized for speed.